Tirtha Ratna Konajo
Senior Manager (Chief) Finance DepartmentRural Microfinance Development Centre Ltd.
Lalitpur, Nepal
Connect with Tirtha Ratna Konajo at Chamber.com, an invitation-only community connecting leaders worldwide.
General
About
I am in the banking industry since 30 years including 12 years in microfinance apex level institution
Professional Experience
Jan 1999 - Present
Senior Manager(Chief) Finance Department
Rural Microfinance Development Centre Ltd
Banking
Rural Microfinance Development Centre Ltd
Banking
RMDC is an apex level organization of Microfinance in Nepal have successfully implemented Rural Microfinance Project funded by Asian Development Bank, project was completed on June 30, 2007. Implemented AusAID Project addressed to uplift Women of Hill area of Nepal. Community Livestock Development project funded by Asian Development Bank. "Optimization of water users group" under Japanese Fund for Poverty Reduction (JFPR); Controlling, Accounting, Fund Management and Preparing Financial Analysis report of the organization. Performing analysis of the Project documents before signing the agreements. Dealing with commercial banks, Ministry of Finance, Nepal Resident Mission, Asian Development Bank. Preparing Business Plan, Budget, Progress report, and other financial reporting to Board of Directors, Chief Executive Officer, concerned authorities, organizations and agencies. Conducting training and seminar to MFIs on Microfinance, Financial management, accounts and account information system etc. Conducted Financial Analysis, Delinquency management and Interest Rate Setting training to various microfinance institutions. Attend all the finance related meetings with Asian Development Bank, Ministry of Finance (GoN) and MFIs
Conducting visits of partner MFIs on various levels to enhance their institutional capacity. During visits conduct meetings at field level, branch level and central level to give them feed back of the visit. Developed Accounting system and policy, Personnel rules, Fund Management Guidelines, HRM policy, Financial Management Directives, Loan Write-off Policy and Microfinance Development Fund Operational Guideline and Memorandum of Association and Articles of Association of the organization under Bank and Financial Ordinance, 2062, Risk Management Guidelines.
Conducting visits of partner MFIs on various levels to enhance their institutional capacity. During visits conduct meetings at field level, branch level and central level to give them feed back of the visit. Developed Accounting system and policy, Personnel rules, Fund Management Guidelines, HRM policy, Financial Management Directives, Loan Write-off Policy and Microfinance Development Fund Operational Guideline and Memorandum of Association and Articles of Association of the organization under Bank and Financial Ordinance, 2062, Risk Management Guidelines.
Nov 1999 - Present
Senior Manager (Chief) Finance Department
Rural Microfinance Development Centre Ltd.
Banking
Rural Microfinance Development Centre Ltd.
Banking
Working as a chief of the Finance of the organization
Apr 1982 - Apr 1987
(5 years)
(5 years)
Assistant Branch Manager
Hetauda Industrial District Branch
Banking
Hetauda Industrial District Branch
Banking
Looking after Credit Department and Branch operation
Apr 1989 - Jun 1996
(7 years, 2 Months)
(7 years, 2 Months)
Assistant Manager
Nepal Bank Ltd.
Banking
Nepal Bank Ltd.
Banking
in the same department with responsibility of credit analysis of prime customers, project loan and consortium loans.
Conducted Credit related Trainings to various level of employees.
Conducted Credit related Trainings to various level of employees.
Jun 1996 - Jan 1999
(3 years)
(3 years)
Senior Officer
Himalayan Bank Limited
Banking
Himalayan Bank Limited
Banking
1996 June - 1998 June, Senior Officer in Credit Department as a Credit Analyst, Project Analyst and follow up & monitoring officer. Job assignment includes loan analysis before disbursement plus preparing monitoring and follow up reporting to the management and board.
Conducted training in Credit Appraisal Package to Officers and given on the job training in Microsoft Word and Microsoft Excel to the Staff joined in the department. Developed a Excel based program for Project Analysis of Financials, which is used for Fixed Capital loan and Working Capital loan analysis in the bank. 1998 June – 1998 November, Branch Manager Bharatpur-Branch operation, marketing, credit and administration.
1998 November - 1999 January, In-charge of operation, Bills and Remittance and credit card monitoring and follow up in Thamel Branch.
1999 January - 1999 November: Deputy In-charge of Swift, Test Key and Reconciliation Department.
Conducted training in Credit Appraisal Package to Officers and given on the job training in Microsoft Word and Microsoft Excel to the Staff joined in the department. Developed a Excel based program for Project Analysis of Financials, which is used for Fixed Capital loan and Working Capital loan analysis in the bank. 1998 June – 1998 November, Branch Manager Bharatpur-Branch operation, marketing, credit and administration.
1998 November - 1999 January, In-charge of operation, Bills and Remittance and credit card monitoring and follow up in Thamel Branch.
1999 January - 1999 November: Deputy In-charge of Swift, Test Key and Reconciliation Department.
Jan 1998 - Nov 1999
(1 years, 10 Months)
(1 years, 10 Months)
Branch Manager
credit and administration
Banking
credit and administration
Banking
In-charge of operation, Bills and Remittance and credit card, monitoring and follow up of credit card clients in Thamel Branch.
Education
1976
Masters Degree, T.U Multiple Campus Kirtipur (High School)
Business Administration & Commerce; Accounts
Business Administration & Commerce; Accounts
1980
Master's Degree, Institute Faculty and Subject Division (High School)
Manager
Manager
More about Tirtha Ratna Konajo
First Name
Tirtha Ratna
Last Name
Konajo
Recently in Nepal
Recently in Chamber.com
Featured Webinar

Awesomely Simple Webinar by John Spence
Best-selling author John Spence reveals how focusing on 6 core strategies will yield powerful results and dramatically improve the success of your company.
Find Contacts
Tirtha Ratna Konajo's Business Networks
Tirtha Ratna Konajo's Contacts


Nanda Sri Karunagoda
Banking and Interantional Investment Consultant/Project Manager/visting Lecturer
Central Bank of Sri Lanka
Banking and Interantional Investment Consultant/Project Manager/visting Lecturer
Central Bank of Sri Lanka



