Search for Members. Filter by Industry, Location, Tags, etc...
Ashok Ghildyal
Assistant Director Lending, VA Mortage SpecialistEmery Financial Services, A subsidiary of Emery Federal Credit Union
Cincinnati, United States
Connect with Ashok Ghildyal at Chamber.com, an invitation-only community connecting leaders worldwide.
General
About
Working with Veterans since joining Emery Financial Services has been by far the most gratifying and yet the most frustrating experience for Mr. Ghildyal
Gratifying because he has the opportunity to work with amazing men and women of our military.
Frustrating because less than 2% of Veterans utilize the VA benefits that the Veteran Affairs department offers them !!!
Mr. Ghildyal's primary goal is to inform Veterans (by any means possible) about the remarkable benefits of the various VA Programs. He also wants to dispell the misconceptions regarding the Veterans Administration.
Gratifying because he has the opportunity to work with amazing men and women of our military.
Frustrating because less than 2% of Veterans utilize the VA benefits that the Veteran Affairs department offers them !!!
Mr. Ghildyal's primary goal is to inform Veterans (by any means possible) about the remarkable benefits of the various VA Programs. He also wants to dispell the misconceptions regarding the Veterans Administration.
Haves
VA Mortgage Loan Programs - Mr. Ghildyal has devoted himself to becoming an expert in this area. He has been recognized for his committment and has been invited to be a guest on the Simply Money radio talk show in Cincinnati on more than one occasion. He has used these opportunities to inform and encourage veterans to review how the VA programs could be of benefit to them.
Professional Experience
Dec 2008 - Present
Assistant Director Lending, VA Mortage Specialist
Emery Financial Services, A subsidiary of Emery Federal Credit Union
Financial Services
Emery Financial Services, A subsidiary of Emery Federal Credit Union
Financial Services
Since Joining Emery Financial Services in Dec. 2008 Mr. Ghildyal has used Emery's national platform to work with Veterans in Alaska, Alabama, Louisiana, Michigan, Ohio, Kentucky, North Carolina and Missouri. He is able to assist veterans anywhere in the United States and has also worked with Veterans that were on deployment .
Invited as a guest speaker for the "Simply Money" radio
program in Cincinnati.
Invited as a guest speaker for the "Simply Money" radio
program in Cincinnati.
Jun 1980 - Oct 1989
(9 years, 4 Months)
(9 years, 4 Months)
V.P. Futures
Stotler & Company
Financial Services
Stotler & Company
Financial Services
Worked with high net worth clients and developed technical trading models and applications for the commodity futures markets. Managed the trading operations of one of the largest individual commodity futures traders in Louisiana.
Oct 1989 - Feb 2007
(18 years)
(18 years)
V.P. Investments
UBS Financial
Financial Services
UBS Financial
Financial Services
Focused on developing and managing customized wealth management plans with special consideration to retirement and estate planning strategies.
Oct 1990 - Feb 2007
(17 years)
(17 years)
Investment Vice President
UBS Financial Services
Financial Services
UBS Financial Services
Financial Services
Mr. Ghildyal was an Investment Vice President/ Financial advisor at UBS. He handled trading accounts for some very active and large Private investors in Louisiana. He was involved in the development of Technical Trading programs for Commodity Futures. In 1995 he started working with clients on their overall Financial Plan that included every aspect of their investing from Estate Plans to their retirement accounts from Commodity Futures to Equities, mutual funds and Insurance. Mr. Ghildyal was particularly recognized by his clients for his focus on minimizing the overall risk that the clients were exposed to.
May 2007 - Dec 2008
(1 years, 7 Months)
(1 years, 7 Months)
Loan Officer
Cold Stream Financial
Financial Services
Cold Stream Financial
Financial Services
Helped individuals by offering them customized solutions for refinancing their mortgages, resulting in savings and better overall financials.
Jul 2008 - Dec 2008
(0 years, 5 Months)
(0 years, 5 Months)
Loan Officer
Coldstream Financial
Financial Services
Coldstream Financial
Financial Services
Mr. Ghildyal Started his career in the residential mortgage industry. After undergoing extensive training he was the Number 1 loan officer at coldstream in terms of volume and production.
Sep 2009 - May 2010
(1 years)
(1 years)
Assistant Director Lending, VA Specialist
Emery Financial Services
Financial Services
Emery Financial Services
Financial Services
Advisor to Veterans at the VA Medical Center, Cincinnati - Mr Ghildyal was invited to meet individually with Veterans in need of advice in reference to their finances with an emphasis on their mortgages. Over this time frame he consulted with over 600 veterans and developed an understanding of the inner workings of the VA Benefit programs. The time spent at the VA Medical center has inspired him to inform as many veterans as he can about the great benefits of the VA mortgage programs!!!!
Education
1968
O levels, Vidyaranya High School (High School)
Science & Humanities
Science & Humanities
2011
B.A; Honors, Hindu College, Delhi University (High School)
Economics
Economics
1970
BA Hons, Delhi University (High School)
Economics
Treasurer Student Union, Theatre,Member of the Hindu College Field Hockey team. Major in Economics
Economics
Treasurer Student Union, Theatre,Member of the Hindu College Field Hockey team. Major in Economics
2011
B. A, University of Regina (High School)
Accounting and Finance Completed a 4 year program in 2.5 years.
Accounting and Finance Completed a 4 year program in 2.5 years.
1974
BA, University of Regina (High School)
Administration
India Students Association, Karate, Music Major in Accounting and FInance, Dean's List
Administration
India Students Association, Karate, Music Major in Accounting and FInance, Dean's List
2011
M.B.A, American Graduate School of International Management (High School)
International Finance/Accounting and Japanese Studies; Japanese
International Finance/Accounting and Japanese Studies; Japanese
1977
Master of International Management, Thunderbird School of Global Management (High School)
Intl Finance, Accounting, Japanese
Was active in Karate, Cricket and tennis. Went on a Schoalrship/eschange program to Japan for 1 semester.
Intl Finance, Accounting, Japanese
Was active in Karate, Cricket and tennis. Went on a Schoalrship/eschange program to Japan for 1 semester.
More about Ashok Ghildyal
First Name
Ashok
Last Name
Ghildyal
Interests / Hobbies
Earned 2nd degree Black Belt in Shotokan Karate - My Instructor Mr. Takayuki Mikami.
Current Interests - Golf and Yoga.
Awards / Honors
President American Association of Indian Professionals (AAIP) 1998. in New Orleans.
Specialities
VA Mortgage Loan Programs - Mr. Ghildyal has devoted himself to becoming an expert in this area. He has been recognized for his committment and has been invited to be a guest on the Simply Money radio talk show in Cincinnati on more than one occasion. He has used these opportunities to inform and encourage veterans to review how the VA programs could be of benefit to them.
Recently in Cincinnati, OH
Recently in Chamber.com
Hi Danny-
I would guess that the regu......
Featured Webinar
Awesomely Simple Webinar by John Spence
Best-selling author John Spence reveals how focusing on 6 core strategies will yield powerful results and dramatically improve the success of your company.
Find Contacts
Ashok Ghildyal's Business Networks
Ashok Ghildyal's Contacts
